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SRA Regulated · Manchester

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Catastrophic & Life-Changing Injury Solicitors

Serious Injury Claims.
Specialist Support
When It Matters Most.

A life-changing injury demands specialist legal representation. Harris & Co. Solicitors handle the full spectrum of serious and catastrophic injury claims — brain injury, spinal cord injury, amputation and more — pursuing the maximum compensation you and your family need to rebuild your life. No Win, No Fee.

No Win, No Fee
Interim Payments Available
SRA Regulated
5.0 Google Rating
Free Case Review
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A senior solicitor will respond within 2 hours, Mon–Fri.

By submitting you agree to be contacted about your claim. Strict confidentiality maintained. Harris & Co. Solicitors is authorised and regulated by the Solicitors Regulation Authority.

£2M+
Secured in Compensation
5.0
Google Rating
650+
Cases Handled
20+
Yrs Combined Expertise
Serious Injury Claims

What counts as a
serious injury claim?

A serious injury is one that has a significant, lasting, or permanent impact on your ability to live, work, and function as you did before. There is no single legal threshold — what matters is that the injury was caused by another party's negligence and has fundamentally changed your life.

Serious injury claims are among the most complex in personal injury law. The stakes are high, the medical evidence is detailed, and the financial losses — particularly future care and loss of earnings — can run into millions of pounds. This is why specialist representation from day one is essential.

At Harris & Co. Solicitors we treat every serious injury case with the gravity and dedication it demands. We work with leading medical experts, care consultants, and rehabilitation specialists to build the strongest possible case on your behalf.

Do not settle early

Insurers sometimes make early offers before the full long-term consequences of a serious injury are known. Accepting prematurely can leave you significantly undercompensated for future care, lost earnings, and the ongoing impact on your life. We will never advise you to settle until the time is right.

Caused by another party's negligence. Whether a road accident, workplace incident, medical error, or public place accident — if someone else was at fault, you can claim.
Life-changing in nature. Injuries that require significant medical treatment, rehabilitation, or care — or that prevent you from returning to your previous employment or way of life.
Long-term or permanent consequences. Where the injury has lasting physical, cognitive, or psychological effects — including conditions that worsen over time.
Claims on behalf of others. Where an injured person lacks mental capacity, a close family member or litigation friend can bring the claim on their behalf — with no time limit while incapacity continues.
Brain & Head Injuries
Traumatic brain injury, acquired brain injury, skull fractures, and severe concussion. Claims range from cognitive impairment to permanent vegetative states requiring lifetime care.
Spinal Cord Injuries
Paraplegia, tetraplegia, and partial spinal cord damage resulting in loss of mobility, sensation, or bodily function. Among the highest-value claims in personal injury law.
Amputation & Limb Loss
Traumatic or surgical amputation of limbs or digits. Claims cover prosthetics, rehabilitation, home adaptations, and the full long-term financial impact on employment and independence.
Serious Burns
Significant burns requiring skin grafting, reconstructive surgery, and long-term treatment. Disfigurement, scarring, and the psychological impact are all included in the claim.
Multiple & Crush Injuries
Polytrauma and crush injuries — often from serious road or workplace accidents — involving multiple fractures, internal injuries, and complex, extended recovery processes.
Loss of Sight or Hearing
Total or partial loss of vision or hearing caused by accident or negligence. Claims cover specialist equipment, workplace adjustments, care costs, and all long-term financial losses.
Compensation

Everything your
claim can recover.

Serious injury compensation is made up of two distinct elements — general damages for the injury itself, and special damages for every financial consequence the injury has caused. In life-changing injury cases, special damages often far exceed general damages in value.

General Damages
Compensation for the injury itself
  • Pain and suffering caused by the injury
  • Loss of amenity — the impact on your ability to enjoy life as you did before
  • Physical disability and loss of bodily function
  • Cognitive and neurological impairment
  • Disfigurement and scarring
  • Psychological injury — PTSD, depression, anxiety
  • Impact on relationships and family life
  • Reduced life expectancy where applicable
Special Damages
All financial losses — past and future
  • Past and future loss of earnings — including career progression lost
  • Cost of ongoing care — professional and family-provided
  • Medical treatment, surgery, and rehabilitation costs
  • Specialist equipment — wheelchairs, prosthetics, communication aids
  • Home adaptations — ramps, wet rooms, stairlifts, extensions
  • Adapted vehicle or specialist transport costs
  • Case management and therapy costs
  • Travel expenses to all appointments
  • Future medical treatment and care needs
  • Pension loss resulting from inability to work
Interim Payments

Compensation
before final settlement.

In serious injury cases, you should not have to wait years for a final settlement before accessing the funds needed to begin your recovery. Where liability is clear or admitted, the court can order the defendant's insurer to make interim payments — advance payments of compensation before the case is finally resolved.

Interim payments are deducted from your final award. They do not reduce the total value of your claim. They simply allow you to access funds earlier, when you need them most — funding specialist rehabilitation, covering lost earnings, or adapting your home to your new needs.

Early access to funds
We apply for interim payments as a priority in appropriate cases, so you are not left out of pocket while your claim progresses.
Fund specialist rehabilitation
Early rehabilitation can significantly improve long-term recovery outcomes. Interim payments allow this to begin immediately rather than after settlement.
No reduction to your final award
Interim payments are simply deducted from the final settlement total. They are not a penalty — they are your compensation, accessed when you need it.
What interim payments can fund
Interim payments can be used to cover any immediate need arising from your injury, including:
  • Specialist rehabilitation and physiotherapy programmes
  • Immediate care needs — professional carers or support workers
  • Urgent home adaptations — ramps, wet rooms, widened doorways
  • Replacement of lost earnings during recovery
  • Prosthetic limbs and specialist mobility equipment
  • Private medical treatment or surgery where NHS waiting times are long
  • Day-to-day living expenses where income has been lost
  • Adapted vehicle or specialist transport
  • Psychological therapy and counselling
Our Approach

How we handle your
serious injury claim.

Serious injury cases require a different level of specialist involvement from day one. We build a multi-disciplinary team around your claim — working with leading medical experts, care consultants, rehabilitation professionals, and financial specialists to ensure every element of your loss is fully captured and robustly presented.

Step 01
Free Specialist Consultation
A senior serious injury solicitor will assess your case, advise on the strength of your claim, and explain exactly how we will approach it — all at no cost and with no obligation. We will also identify whether an interim payment application is appropriate.
Step 02
No Win No Fee Agreement & Interim Payment
We enter into a Conditional Fee Agreement and arrange ATE insurance at no upfront cost. Where liability is clear, we apply immediately for an interim payment so you can access funds for rehabilitation and immediate needs without waiting for final settlement.
Step 03
Expert Evidence & Rehabilitation
We instruct the leading medical, care, and financial experts to fully document your injuries and all future losses. We also appoint a specialist Case Manager to coordinate your rehabilitation — improving your recovery while strengthening your claim.
Step 04
Maximum Settlement
We will not recommend settlement until the full long-term consequences of your injury are understood and properly valued. We negotiate robustly — and litigate where necessary — to achieve the maximum compensation that reflects the true impact of your injury on your life.
No Win No Fee

Zero financial risk —
however complex the case.

We understand that the financial pressure of a serious injury can be immense — lost income, growing care costs, and an uncertain future. That is why we handle all serious injury claims on a strict No Win, No Fee basis. You will never receive a bill from us if your claim does not succeed.

After the Event (ATE) insurance covers any disbursements — including expert medical, care, and financial report fees — in the event your claim is unsuccessful. Every cost of pursuing your claim is protected from day one.

Nothing to pay upfront
No retainer, no hourly billing, no disbursements to fund yourself. We bear all the financial risk throughout your claim.
Nothing to pay if you lose
If your claim is unsuccessful for any reason, you will not be charged. ATE insurance covers all disbursements incurred during the claim.
Capped success fee
If we win, our success fee is deducted from your compensation and is capped at 25% of your damages in line with SRA rules.
  • Upfront cost to you£0.00
  • Cost if claim unsuccessful£0.00
  • Agreement typeConditional Fee Agreement (CFA)
  • Disbursement coverAfter the Event (ATE) Insurance
  • Success fee cap25% of damages (SRA regulated)
  • Regulated bySolicitors Regulation Authority
Ready to speak to a specialist?
Free advice, no obligation, no financial risk. A senior solicitor will respond within 2 hours.
Call 0161 537 3777
Compensation Guide

What could your
claim be worth?

Serious injury compensation is calculated in two parts. General damages cover the pain, suffering, and loss of amenity caused by the injury itself — those are the figures shown below. Special damages cover the financial consequences: ongoing care, lost earnings, rehabilitation, home adaptations, and future losses. In catastrophic injury cases, special damages frequently dwarf the general damages figure, sometimes by a factor of ten or more.

Figures shown are for general damages only. They are drawn from the Judicial College Guidelines and represent typical award brackets — not guaranteed outcomes. Your total compensation will also include special damages calculated separately. Only a specialist solicitor can provide a reliable estimate of your claim's full value after reviewing your circumstances.

Filter by body part
Part of Body Severity Compensation Range Types of Injuries
Head Minor £1,880 – £9,260 Head injury with recovery within weeks. Higher awards where headaches persist.
Head Moderate £13,430 – £95,310 Poor concentration, epilepsy risk, personality changes, depression, intellectual impairment, or injuries approaching a vegetative state.
Head Serious £186,890 – £204,500 Reduced life expectancy, serious physical symptoms, significant personality or cognitive changes, substantial dependence on others.
Head Severe £240,590 – £292,940 Minimally conscious state, severe brain damage with little or no response, vegetative states requiring full-time nursing care.
Eye Severe £56,080 – £194,870 Complete blindness in one or both eyes, or severe visual impairment.
Face Minor £1,460 – £6,340 Light or no scarring, no fractures, loss or damage of front teeth, simple jaw or nose fractures with possibility of full recovery.
Face Serious £15,320 – £22,110 More serious fractures including broken jaw or nose, breaking, damage, or loss of several teeth.
Face Severe £26,010 – £33,020 Severe facial disfigurement, multiple jaw fractures, chronic tooth pain, scarring. May lead to eating restrictions or higher risk of joint arthritis.
Ear Minor Up to £5,080 Possible noise-induced hearing loss, slight or occasional tinnitus.
Ear Moderate £12,700 – £21,550 Partial hearing loss or mild to severe tinnitus.
Ear Serious £25,350 – £33,020 Complete deafness in one ear. Severity varies with additional symptoms such as dizziness or tinnitus.
Ear Severe £77,430 – £102,030 Complete deafness in both ears. Higher awards for child injuries also resulting in loss of speech.
Neck Minor Up to £5,680 Soft tissue injuries or whiplash with recovery within 3 to 24 months.
Neck Moderate £7,410 – £40,600 Injuries accelerating a pre-existing condition, disc lesions, cervical spondylosis, serious limitation of movement, permanent or recurring pain.
Neck Severe £56,100 – £118,330 Serious fractures, severe soft tissue damage, chronic pain, disc damage, partial paraplegia, or significant permanent disability.
Back Minor £2,090 – £9,070 Strains, sprains, disc prolapses, soft tissue injuries. Recovery between 3 months and 5 years.
Back Moderate £11,730 – £22,140 Spinal fusion, compressed or fractured lumbar spine, prolapsed discs, injuries that may require surgery.
Back Severe £36,390 – £128,410 Typically requires surgery. Damaged spinal cord, partial paralysis, loss of bladder or bowel function, disc lesions, impaired movement.
Shoulder Minor Up to £5,720 Soft tissue injury with full recovery between 3 and 24 months.
Shoulder Serious £10,890 – £13,920 Fractured humerus, clavicle, or rotator cuff requiring surgery.
Shoulder Severe £16,380 – £34,820 Significant disability from severe damage to the neck or brachial plexus.
Pelvis & Hips Minor £3,370 – £9,140 Complete recovery after minor soft tissue injuries. Little or no disability within 2 years.
Pelvis & Hips Moderate £10,750 – £28,420 No serious disability, but injuries requiring hip operations or replacement.
Pelvis & Hips Severe £33,430 – £94,940 Severe hip or pelvis fractures resulting in bowel damage, spinal fusion, childbirth complications, or hip replacement.
Scarring Minor £2,020 – £6,270 One noticeable scar or several superficial scars on legs, arms, or hands.
Scarring Moderate Up to £6,270 Full recovery within 2 years, partial recovery with symptoms that are not largely debilitating.
Scarring Severe £6,680 – £16,480 Several noticeable laceration scars or a single disfiguring scar.
Arm Minor £5,630 – £13,920 Fractured forearm.
Arm Moderate £16,380 – £28,420 Serious arm injury with long-lasting symptoms.
Arm Serious £33,430 – £94,940 Serious injury resulting in inability to use the arm to some extent. No amputation.
Arm Severe £82,040 – £217,540 Amputation of one or both arms. Amount depends on amputated area, phantom pain, and quality of life effects.
Elbow Moderate Up to £9,140 Tennis elbow, deep cuts, simple fractures, no permanent damage.
Elbow Serious £13,360 – £23,220 Restricted movement but no surgery or disability required.
Elbow Severe £33,430 – £39,760 Severe disability or requires surgery.
Wrist Moderate Up to £7,430 Uncomplicated Colles fracture or minor fractures with recovery between 1 and 2 years.
Wrist Serious £10,750 – £17,770 Soft tissue damage or broken wrist causing some permanent disability.
Wrist Severe £20,900 – £43,410 Significant permanent disability or complete loss of wrist function.
Hand Minor Up to £3,440 Lacerations, crush injuries, soft tissue injuries with recovery within 6 months.
Hand Moderate £4,780 – £9,630 Penetrating wounds and crush injuries with permanent but non-intrusive symptoms.
Hand Severe £24,740 – £146,130 Amputation and rejoining of fingers, clawed or impaired hand, amputation of one or both hands.
Finger Minor Up to £3,450 Fully healed fractured finger bones within 1 year, with or without minor scarring.
Finger Moderate £3,370 – £4,250 Complete or near-complete recovery after broken finger, amputation of part of the little finger.
Finger Severe £10,380 – £26,650 Complete amputation of one or more fingers, fractures of the index finger.
Thumb Minor Up to £3,450 Short-term severe pain resolved within 3 months.
Thumb Moderate £3,370 – £9,140 Fractures with recovery within 6 months, nerve or tendon damage with partial loss of sensation.
Thumb Severe £10,750 – £39,760 Partial or complete amputation, surgical wire insertions, nerve damage, inability to grip.
Leg Minor £7,780 – £10,210 Minor injuries with recovery within months. Simple fractures of femur, tibia, or fibula.
Leg Moderate £15,320 – £39,760 Minor fractures with partial recovery, serious soft tissue injury, compound fractures leading to arthritis risk.
Leg Severe £46,780 – £204,500 Extensive degloving, bone grafting, permanently reduced mobility, or amputation of one or both legs.
Knee Minor Up to £9,970 Soft tissue injuries, twisted knee, lacerations, bruising with discomfort or pain.
Knee Moderate £22,340 – £31,510 Seriously damaged kneecaps, ligaments, or muscles, dislocation, torn meniscus.
Knee Severe £44,470 – £69,770 Constant pain, severe disability, or muscle wastage. Higher awards if surgery needed.
Ankle Minor Up to £9,970 Smaller fractures without displacement. Sprains, injured ligaments. Full recovery possible within a year.
Ankle Moderate £11,730 – £36,300 Ligament tears, fractures with smaller disabilities. Increased osteoarthritis risk.
Ankle Severe £42,710 – £50,560 Severe injury resulting in deformities, disabilities, or potential amputation.
Achilles Minor £6,200 – £9,140 Minor instability from tendon damage. Some cases may involve scarring.
Achilles Moderate £10,750 – £15,270 More serious injury with partially ruptured tendon. May involve disability or permanent scarring.
Achilles Severe £21,320 – £27,860 Restricted ankle movement from severed muscle tissue. Residual scarring, limited improvement likely.
Foot Minor Up to £9,970 Minor fractures, lacerations with complete recovery within 2 years, or ruptured ligaments resulting in chronic pain.
Foot Moderate £11,730 – £50,770 Metatarsal fractures with permanent deformity, fractured heels, restricted mobility, heel fusion.
Foot Severe £71,640 – £146,130 Amputation of one or both feet, or traumatic amputation of forefoot.
Toe Minor Up to £6,960 One or more broken toes with varying recovery period.
Toe Moderate £8,190 – £9,970 Multiple fractures, crush injuries to two or more toes, permanent disability.
Toe Severe £11,730 – £40,660 Severe crush injuries, surgical amputation of one or two toes, or amputation of all toes or big toe.
Find out what your serious injury claim is actually worth

The figures above cover general damages alone. In catastrophic and life-changing injury cases, the full compensation package — including lifetime care costs, lost earnings, equipment, and home adaptations — is often many times higher. Contact our specialist team for an honest, no-obligation assessment.

Call 0161 537 3777
Time Limits

Act promptly.
Do not let time limits cost you.

Standard
3 Years from Date of Accident
Serious injury claims must be issued at court within three years of the date of the accident or injury. Once this deadline passes, your claim is permanently barred. Given the complexity of serious injury cases, instructing specialists immediately is essential.
Mental Incapacity
No Time Limit While Incapacity Continues
Where an injured person lacks mental capacity as a result of their injury, the three-year limitation period does not run. A claim can be brought at any time while incapacity continues, and a litigation friend — typically a family member — can bring proceedings on their behalf.
Act Now
Early Instruction Protects Your Claim
In serious injury cases, early instruction of specialist solicitors is vital — not just to beat the time limit, but to preserve evidence, secure an interim payment, and begin rehabilitation at the earliest opportunity. Time matters from day one.
FAQs

Your questions
answered.

Answers to the most common questions we receive about serious and catastrophic injury claims. For specific advice on your situation, call us on 0161 537 3777 — free, confidential, and no obligation.

Call for Free Advice
A serious injury claim involves injuries that have a significant, lasting, or permanent impact on the claimant's life. This includes brain and head injuries, spinal cord injuries, amputations, serious burns, loss of sight or hearing, crush injuries, and multiple fractures requiring extensive treatment. There is no single legal definition — what matters is that the injury was caused by another party's negligence and has fundamentally affected your ability to work, care for yourself, or enjoy the quality of life you had before.
Serious injury compensation is made up of general damages (for pain, suffering and loss of amenity) and special damages (for all financial losses, including lost earnings, care costs, medical expenses, and adaptations to your home or vehicle). For catastrophic injuries such as severe brain damage or tetraplegia, total compensation packages can run into millions of pounds when future care and loss of earnings are included. We will provide an honest assessment at your free consultation.
An interim payment is an advance payment of compensation made before your claim is finally settled. In serious injury cases where liability is not in dispute, the court can order the defendant's insurer to make interim payments to cover your immediate needs — such as funding specialist rehabilitation, covering lost earnings, adapting your home, or simply meeting day-to-day care costs. Interim payments are deducted from your final award and do not reduce its overall value. We apply for interim payments as early as possible in appropriate cases.
Yes. Where a person lacks mental capacity as a result of their injury, a litigation friend can bring the claim on their behalf — typically a close family member or, in some cases, the Official Solicitor. The three-year limitation period does not run against a claimant who lacks mental capacity, so there is no time limit while that incapacity continues. We will guide families through the process sensitively and thoroughly.
Serious injury claims are inherently complex and typically take longer than standard personal injury claims. It is important that claims are not settled prematurely — before the full long-term consequences of the injury are understood. Most serious injury claims take between 18 months and four years to reach a final settlement, though interim payments can be obtained much sooner. We will keep you informed at every stage and ensure your claim is never rushed at the expense of your final award.
A Case Manager is a specialist rehabilitation professional who coordinates your care and recovery following a serious injury. They work with medical professionals, therapists, and support workers to create and oversee a rehabilitation plan tailored to your specific needs. In serious injury claims, appointing a Case Manager at an early stage can significantly improve recovery outcomes and is funded through the claim. We work with experienced Case Managers and will arrange this as a priority where it is appropriate.
Yes. Where family members have provided care, assistance, or support as a result of your injury — whether helping with personal care, cooking, cleaning, transport, or emotional support — the value of that care can be claimed as part of your special damages. The court awards a reasonable hourly rate for the care provided, even though the family member was unpaid. In serious injury cases involving significant care needs, this element of the claim can be substantial.
The majority of serious injury claims settle through negotiation without the need for a court trial. However, given the complexity and sums involved, serious injury cases are more likely than standard claims to require court proceedings to be issued — and sometimes a trial — particularly where liability is disputed or the defendant's insurer makes an unreasonably low offer. If your case does proceed to trial, we will prepare you thoroughly and represent you robustly throughout.
Yes. You have the right to change solicitors at any time, and we regularly take on serious injury cases that have been mishandled or under-resourced by other firms. Serious injury claims require specialist expertise — experience of instructing the right medical and care experts, understanding of future loss calculations, and the willingness to run complex litigation. If you have concerns about how your current solicitor is handling your case, contact us for a free, confidential review.
In most cases, serious injury claims must be issued at court within three years of the date of the accident or injury. Exceptions apply where the claimant is a child (time runs from their 18th birthday) or where they lack mental capacity (time does not run during the period of incapacity). Given the complexity of serious injury cases, it is vital to instruct specialist solicitors as early as possible — gathering evidence and securing interim payments takes time, and the three-year period can pass quickly.
We'd strongly recommend getting in touch with Harris & Co. Solicitors. Serious and catastrophic injury claims are among the most complex areas of personal injury law — they require high-value future loss schedules, specialist medical and care experts, and often prolonged litigation against well-resourced defendant insurers. Our team has deep expertise across traumatic brain injuries, spinal cord damage, amputations, and multi-system trauma. We hold a 5.0 Google rating and operate on a No Win, No Fee basis. That said, the choice of solicitor for a serious injury case is one of the most important decisions you'll make — we'd always encourage you to check reviews, look into a firm's track record, and speak to them before committing. Call us on 0161 537 3777 for a free, confidential consultation with no obligation whatsoever.

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Free Consultation

Speak to a specialist
today.

A serious injury demands specialist legal representation from day one. Contact Harris & Co. Solicitors for a free, confidential consultation — we will assess your claim honestly, advise on interim payments, and tell you exactly how we can help.

No Win, No Fee
Interim Payments
SRA Regulated
5.0 Google Rating