Harris & Co. Solicitors pursue maximum compensation for car, motorbike, cycling and taxi accident claims across the UK — including against uninsured drivers through the MIB. No Win, No Fee. Free advice today.
Road traffic accidents are the most common cause of serious personal injury in the UK. Whether you were driving, riding, cycling or travelling as a passenger, if the accident was caused by another party's negligence you are entitled to claim compensation. Harris & Co. Solicitors handle the full spectrum of road traffic accident claims on a strict No Win, No Fee basis.
Car accidents are the most prevalent cause of personal injury in the UK, with millions of road traffic collisions occurring every year. If another driver's negligence — whether through careless driving, speeding, jumping red lights, or driving while distracted — caused your accident and your injuries, you have a legal right to claim compensation.
Harris & Co. Solicitors handle all types of car and vehicle accident claims, from minor rear-end collisions resulting in whiplash to serious high-speed impacts involving multiple injuries. We also handle claims against uninsured and untraceable drivers through the Motor Insurers' Bureau (MIB).
No Win, No Fee. No upfront costs. A solicitor will respond within 2 hours.
Motorcyclists are significantly more vulnerable than other road users. Without the protection of a vehicle body, a collision that might leave a car driver with minor injuries can leave a motorcyclist with life-changing consequences — including fractures, spinal cord injuries, traumatic brain injuries, and road rash requiring extensive treatment.
The most common cause of motorbike accidents is other drivers failing to look for — or yield to — motorcycles. Our solicitors understand the specific legal and evidential challenges of motorcycle accident claims and will fight to recover the full compensation you deserve.
No Win, No Fee. Specialist motorcycle accident solicitors. Free initial advice.
Cyclists are among the most vulnerable road users. When a collision occurs between a cyclist and a motor vehicle, the cyclist almost always suffers the greater injury. Common injuries include broken collarbones and wrists, fractured ribs, head injuries, spinal injuries, and severe road rash — even with a helmet and appropriate protective clothing.
A driver whose negligence causes a cycling accident is legally liable for all of the cyclist's losses. You can claim not only for your personal injury but also for your bicycle, clothing, and equipment, and all financial losses arising from the accident. Claims against uninsured or untraceable drivers can be pursued through the Motor Insurers' Bureau.
No Win, No Fee. We understand cycling cases. Free initial advice from specialist solicitors.
As a passenger in any road vehicle — whether a private car, taxi, Uber, minicab, coach, or bus — you are almost never at fault for a road traffic accident. Passengers have the strongest possible position for a compensation claim because, in virtually all cases, the accident occurred entirely through the negligence of one or more drivers.
If you were injured while travelling as a passenger, you can claim against the at-fault driver — or both drivers if liability is shared between them. You can even claim against the driver of the vehicle you were travelling in, such as a taxi or rideshare driver. Their liability insurance exists precisely for this purpose and your claim is made against the insurer, not the individual.
No Win, No Fee. Free immediate advice. A solicitor will call you within 2 hours.
We handle all the legal complexity so you can focus on your recovery. From your first free call to final settlement, Harris & Co. Solicitors manage every step on your behalf — with no upfront costs and no financial risk to you.
A No Win No Fee agreement (formally known as a Conditional Fee Agreement or CFA) means you can pursue your road traffic accident claim without any financial risk whatsoever. You will never receive a bill from us if your claim does not succeed.
Where a matter proceeds to court, ATE (After the Event) insurance policies are available to cover associated disbursements such as expert medical report fees.
Compensation in road traffic accident claims is calculated using the Judicial College Guidelines and, for minor soft tissue injuries arising from accidents on or after 31 May 2021, the statutory whiplash tariff. The figures below are general guidance — your actual award depends on the specific nature and severity of your injuries, their long-term impact, and your financial losses.
These figures are general guidance only. The Judicial College Guidelines 16th edition and statutory whiplash tariff figures are shown. Compensation also includes special damages (financial losses) on top of the general damages figures shown. A solicitor will assess the specific value of your claim at your free consultation.
| Part of Body | Severity | Compensation Range | Types of Injuries |
|---|---|---|---|
| Head | Minor | £1,880 – £9,040 | Head injury with full recovery within weeks. Higher awards where ongoing headaches are a feature. |
| Head | Moderate | £13,430 – £93,070 | Poor concentration, risk of epilepsy, personality or mood changes, intellectual impairment, or injuries approaching a vegetative state. |
| Head | Serious | £186,890 – £199,690 | Reduced life expectancy, severe physical symptoms, significant personality or cognitive changes, and substantial dependence on others. |
| Head | Severe | £240,590 – £286,050 | Minimally conscious state, severe brain damage with little or no meaningful response, or vegetative states requiring full-time nursing care. |
| Eye | Severe | £56,080 – £190,290 | Complete blindness in one or both eyes, or severe and permanent visual impairment. |
| Face | Minor | £1,460 – £6,190 | Light or no scarring, loss or damage of one or two front teeth, simple fractures of the jaw or nose with a good prognosis for full recovery. |
| Face | Serious | £15,320 – £21,590 | More significant fractures to the jaw or nose, loss or damage to several teeth. |
| Face | Severe | £26,010 – £32,250 | Significant facial disfigurement, multiple jaw fractures, chronic dental pain, scarring, eating restrictions, and associated psychological impact. |
| Ear / Hearing | Minor | Up to £4,960 | Possible noise-induced hearing loss or slight, occasional tinnitus without significant impact on daily life. |
| Ear / Hearing | Moderate | £12,700 – £21,040 | Partial hearing loss or mild to severe tinnitus affecting day-to-day activities. |
| Ear / Hearing | Serious | £25,350 – £32,250 | Total deafness in one ear. Value varies depending on accompanying symptoms such as dizziness or tinnitus. |
| Ear / Hearing | Severe | £77,430 – £99,630 | Total deafness in both ears. Higher awards where children also experience loss of speech as a result. |
| Neck (Whiplash) Most Common | Minor | Up to £5,540 | Soft tissue injuries or whiplash with recovery within 3–24 months. Award reflects pain severity and impact on daily life. Statutory tariff applies to RTA whiplash claims from 31 May 2021. |
| Neck | Moderate | £7,410 – £39,640 | Disc lesions, fractures, or dislocations; may accelerate a pre-existing condition. Significant restriction of movement, recurring pain, or permanent symptoms. |
| Neck | Severe | £56,100 – £115,540 | Serious fractures, severe soft tissue damage, chronic pain, disc damage, partial paraplegia, or significant permanent disability. |
| Back | Minor | £2,090 – £8,860 | Strains, sprains, disc prolapses, and soft tissue injuries with recovery expected within 3 months to 5 years. |
| Back Most Common | Moderate | £11,730 – £21,620 | Spinal fusion, lumbar fractures, prolapsed discs, or worsening of a pre-existing condition. May require surgery with ongoing restrictions. |
| Back | Severe | £36,390 – £125,390 | Spinal cord damage, partial paralysis, loss of bladder or bowel function, disc lesions, or impaired mobility. Surgery typically required. |
| Shoulder | Minor | Up to £5,590 | Soft tissue injury with pain and full recovery within 3–24 months. |
| Shoulder | Serious | £10,890 – £13,600 | Fractured humerus, clavicle, or rotator cuff requiring surgical intervention. |
| Shoulder | Severe | £16,380 – £34,010 | Significant disability from severe neck or brachial plexus damage, with lasting restriction on arm function. |
| Pelvis & Hips | Minor | £3,370 – £8,920 | Minor soft tissue injuries with full or near-full recovery and little or no disability within two years. |
| Pelvis & Hips | Moderate | £10,750 – £27,750 | Injuries requiring hip surgery or replacement, or where future hip replacement is likely. No serious long-term disability. |
| Pelvis & Hips | Severe | £33,430 – £92,700 | Severe pelvic or hip fractures causing bowel damage, spinal fusion, childbirth complications, hip replacement, or a high likelihood of further surgery. |
| Scarring (Non-Facial) | Minor | £2,020 – £6,130 | One noticeable scar or several superficial, unsightly scars on the legs, arms, or hands. |
| Scarring (Non-Facial) | Moderate | Up to £6,130 | Full recovery within two years, or partial recovery where remaining symptoms are not significantly debilitating. |
| Scarring (Non-Facial) | Severe | £6,680 – £16,090 | Several noticeable laceration scars or a single prominent disfiguring scar with lasting impact on appearance. |
| Arm | Minor | £5,630 – £13,600 | Fractured forearm with recovery and no significant long-term complications. |
| Arm | Moderate | £16,380 – £27,750 | Serious arm injury resulting in persistent symptoms over the long term. |
| Arm | Serious | £33,430 – £92,700 | Significant injury causing some permanent loss of arm use, but stopping short of amputation. |
| Arm | Severe | £82,040 – £212,420 | Amputation of one or both arms. Award depends on the level of amputation, phantom pain, and overall impact on quality of life. |
| Elbow | Moderate | Up to £8,920 | Tennis elbow, deep lacerations, or simple fractures with no permanent damage. |
| Elbow | Serious | £13,360 – £22,680 | Restricted movement but no surgery required and no permanent disability. |
| Elbow | Severe | £33,430 – £38,830 | Severe disability or injury requiring surgical intervention. |
| Wrist | Moderate | Up to £7,250 | Uncomplicated Colles fracture or undisplaced fractures with recovery within one to two years, possibly including a plaster cast. |
| Wrist | Serious | £10,750 – £17,350 | Soft tissue damage or fracture causing some permanent loss of function or disability. |
| Wrist | Severe | £20,900 – £42,390 | Significant permanent disability or complete loss of wrist function. |
| Hand | Minor | Up to £3,360 | Lacerations, crush injuries, or soft tissue damage with recovery within six months. |
| Hand | Moderate | £4,780 – £9,400 | Penetrating wounds, crush injuries, or deeper lacerations causing permanent but non-intrusive symptoms, or impairment requiring surgery. |
| Hand | Severe | £24,740 – £142,690 | Amputation or rejoining of several fingers leaving the hand clawed, impaired, or unsightly; or amputation of one or both hands. |
| Finger | Minor | Up to £3,370 | Fractured finger bones with full healing within one year, with or without minor scarring. |
| Finger | Moderate | £3,370 – £4,150 | Full or near-full recovery after a broken finger, or amputation/partial loss of the little finger. |
| Finger | Severe | £10,380 – £26,020 | Complete amputation of one or more fingers, or serious index finger fractures. Award depends on degree of disability and ongoing symptoms. |
| Thumb | Minor | Up to £3,370 | Short-term severe pain resolving within three months. |
| Thumb | Moderate | £3,370 – £8,920 | Fractures recovering within six months, nerve or tendon damage causing partial loss of sensation, or cosmetic deformity. |
| Thumb | Severe | £10,750 – £38,830 | Partial or complete amputation, surgical wire insertions, nerve damage, or fractures causing inability to grip. |
| Leg | Minor | £7,780 – £9,970 | Soft tissue injuries, bruising, or simple fractures of the femur, tibia, or fibula with recovery within a few months. |
| Leg | Moderate | £15,320 – £38,830 | Minor fractures with partial recovery, serious soft tissue damage, crushing injuries, ligament damage, or compound fractures with near-certain arthritis risk. |
| Leg | Severe | £46,780 – £199,690 | Extensive degloving, bone grafting, permanently reduced mobility, or amputation of one or both legs above or below the knee. |
| Knee | Minor | Up to £9,740 | Soft tissue injuries, twisted knee, lacerations, or bruising causing discomfort, with recovery typically within a few months. |
| Knee | Moderate | £22,340 – £30,770 | Seriously damaged kneecaps, ligaments or muscles, dislocation, torn meniscus, or acceleration injuries over several years with ongoing pain. |
| Knee | Severe | £44,470 – £68,130 | Constant pain, severe disability, or muscle wastage. Higher awards where surgery is required or quality of life is significantly affected. |
| Ankle | Minor | Up to £9,740 | Undisplaced fractures, sprains, or ligament injuries. Smaller injuries may allow full recovery within a year without scarring. |
| Ankle | Moderate | £11,730 – £35,450 | Ligament tears or fractures causing some disability while standing or moving, increased arthritis risk, and possibly requiring surgery or specialist footwear. |
| Ankle | Severe | £42,710 – £49,370 | Severe injury resulting in permanent deformity, disability, or the possibility of eventual amputation. |
| Achilles | Minor | £6,200 – £8,920 | Minor instability from tendon damage around the ankle. Some cases may involve scarring. |
| Achilles | Moderate | £10,750 – £14,920 | More serious injury including partial tendon rupture. Severe cases involve disability or permanent scarring. |
| Achilles | Severe | £21,320 – £27,210 | Restricted ankle movement from severed muscle tissue, with residual limp and scarring unlikely to improve significantly. |
| Foot | Minor | Up to £9,740 | Minor fractures, lacerations, or contusions with full recovery within two years; or ruptured ligaments causing a chronic limp or pain. |
| Foot | Moderate | £11,730 – £49,580 | Metatarsal fractures with permanent deformity, fractured heels, restricted mobility, degloving, or heel fusion. |
| Foot | Severe | £71,640 – £142,690 | Amputation of one or both feet, or traumatic forefoot amputation to prevent the need for full amputation. |
| Toe | Minor | Up to £6,800 | One or more broken toes with varying recovery. Award reflects long-term symptoms and speed of recovery. |
| Toe | Moderate | £8,190 – £9,740 | Multiple fractures, crush injuries to two or more toes, or permanent disability, possibly following unsuccessful surgery. |
| Toe | Severe | £11,730 – £39,700 | Severe crush injuries leading to amputation of one or two toes (not including the big toe), all toes, or the big toe alone. |
Our solicitors will assess the specific value of your claim during a free, no-obligation consultation — factoring in your injuries, your financial losses, and the long-term impact on your life.
A selection of recent cases handled by our team. Names have been withheld or used with client permission. All figures represent final settlement amounts secured on a No Win No Fee basis.
Our client was a passenger in her friend's vehicle when her friend was involved in a collision that was found to be her fault. Many clients in this position hesitate to claim — worried about the impact on their friendship. The claim is made against the insurer, not the individual. Her friend's premium may rise, but our client was entitled to full compensation in law. She sustained a fracture and multiple soft tissue injuries. We recovered £45,000 on her behalf.
Road Traffic AccidentOur client was the innocent driver in a collision caused entirely by another road user's negligence. He sustained head injuries and several other injuries. The at-fault insurer made an initial offer that significantly undervalued the claim. We rejected it, obtained independent medical evidence, and pursued the full amount — securing £32,000 for our client.
Road Traffic AccidentOur client was a passenger in a vehicle involved in a serious road traffic accident. She sustained head injuries and multiple other injuries. As a passenger, she had an unambiguous right to claim — regardless of which driver was responsible for the collision. We presented the full picture of her injuries and financial losses to the insurer and recovered £39,000 on her behalf.
Road Traffic AccidentOur barristers have valued this complex, multi-injury case at £500,000. We are currently in advanced settlement negotiations and anticipate concluding this matter within the coming weeks — pending final documentation. Our team has managed every aspect of the case: liability investigation, expert medical evidence, quantum valuation, and settlement strategy. Client identity withheld at their request.
Ongoing — Near SettlementOur client was riding his scooter when he struck a pothole in the road surface, causing him to lose control and sustain a fractured ankle along with multiple other injuries. Claims arising from road defects are brought against the local authority responsible for maintaining the carriageway. We demonstrated that the defect had been reported and was known to the authority prior to the accident, securing our client £20,000 in compensation.
Road Defect — Local AuthorityOur client was riding his motorcycle when he was struck by another vehicle. He sustained multiple injuries and significant scarring to his arm. Scarring and disfigurement carry their own separate head of general damages under the Judicial College Guidelines, calculated by reference to site, extent, and permanence. We recovered £20,000 covering his injuries, scarring, and all associated financial losses.
Road Traffic AccidentPast results are not a guarantee of future outcomes. Each case is assessed on its individual merits. All figures are final settlement amounts prior to deduction of agreed legal fees.
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